The Government Squandered The Social Security Trust Fund

THE DOCTOR IS IN
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LAS VEGAS- Hello America, and how is the world treating you?

The Federal government is considering tinkering with Social Security and even cutting back benefits. What a racket. The feds want to increase the age to 70 years old before a person can see their first social security check. The incompetent politicians have been robbing the social security funds for decades and spending the money on all sorts of projects of their own choosing.

When social security was initiated in the 1930's it was meant only for a supplemental for elderly workers, a safety net so to speak. However, over the years these lawmakers have been raiding the fund and changing the rules as to who can collect benefits from the social security fund and they brought the well-meaning program to its knees.

Over the past 25 years the Social Security trust funds have built up a $2.5 trillion surplus but because of the governments borrowing of that money and it's spending that money on other programs the fund is expected to be completely broke in the year 2037. Right now the Social Security trust fund is paying out more money than it is taking in. Who's fault is that? You guessed it. The Federal government and past and present administrations.

Remember when Vice-President Gore said that he would put a "lock box" on Social Security? It was an empty campaign promise. He, like all lawmakers, knew that they were raiding the fund over the years and he said he wanted to have the practice stopped but he knew that the borrowing of Social Security funds would continue.

Folks, the Social Security trust fund was just a piggy-bank for our politicians. They saw trillions of dollars accumulating and couldn't resist dipping their greedy hands into the fund with "promises" that they would pay back the fund. What a joke!

I say that if the Social Security trust fund is tinkered with the first thing that should happen is put it back on the same footing that it was originally intended. Pay the elderly worker and stop all of the other payouts that may be going to "illegal aliens", disabilities that are not disabilities, change the rules for children collecting social security, etc., --

All of these other irrelevant payments was not intended when Social Security began. It was simple. A person and employer paid a portion of their wages into the fund and when that person reached the age of 65 years old they could begin receiving monthly benefits. But through the years and decades that individuals payments were being used for many other people and for other things. That's wrong!

I submit that if each individuals payments over their working life was deposited into the Social Security trust fund (for them only), and not touched by the Federal government they would be able to collect their monthly payment for the remainder of their life. The money would be there, in their name, for them. There should be no other payments being made from that fund to anyone.

If a person doesn't pay into the Social Security trust fund that person should not be able to collect any monthly check, period. Christ, right now we have prisoners collecting large disability payments from social security just because they happen to be prisoners. Is that right? NO! Others that have never paid one red cent into social security are collecting a monthly check. Again, wrong!

Children are collecting social security for many varied reasons that are questionable and the child has never worked a day in their life and has never paid one cent into the fund. That's not right. I would suggest that the children live off of the parents social security, if the parent worked and paid into the fund.

I would propose that only the people that paid into the Social Security trust fund be allowed to receive any benefit check and that check should be based solely on their wages made over their lifetime.

The Federal government has to make this program right. The first thing the Feds have to do is stop borrowing any monies whatsoever from the Social Security trust fund. They should make a public commitment that they will not borrow from the fund with a date certain. Congress should mandate that the government has to cease and desist its borrowing from the Social Security trust fund.

Social Security benefits should be paid only to person(s) that actually paid into the system. There is nothing hard about that idea. The idea is basically like an individual having a saving account at the bank. The person pays into the fund and their personal account all their life and when it comes time to retire (at 65 years old) that person can see how much they paid in over the years and can see how much they will receive for the remainder of their life. Nothing hard about that, right? If a person has an account, they collect a monthly benefit. If they do not or never had an account that they paid into, they get no money, period. And, that's my opinion. Make your own decisions. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
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Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com