The Body Is A Fantastic Machine

Whatever the mind can imagine, the mind can accomplish.

Tuesday, October 26, 2010

Obama's "Hope" Is Bad News. We Need "Action."

THE DOCTOR IS IN
________________

LAS VEGAS- Hello America, and how is the world treating you?

Obama campaigned on "hope". Saying, We have to have hope. But it appears that Obama's hope has run its course. It's nice to come up with catch phrases but I would suggest that action is more important. It's one's actions that will prove a man or woman. Instead of talk, talk, talk a person has to walk the walk. Obama is not doing that.


Obama and his administration said they would provide jobs. Jobs? For who? Only public employees. The private sector continue to suffer day in and day out.This administration and Obama pander to the powerful public employee unions for those valuable votes.

These public employee's and their unions receive very, very generous benefits, generous pensions and retirement, guaranteed cost of living and other goodies and perks.

Right now there are between 25 and 38 million government workers who enjoy these lucrative benefits from Obama and his colleagues. Also, consider the fact that there are 500,000 "elected officials" nationwide receiving salaries, benefits and retirements so large that the average bear, like the private sector worker, will never, ever hope to see.

Life, liberty and the pursuit of happiness? Only for government workers people! Why do we need all of these elected officials and government employees drawing down these fat paychecks, retirements and pensions? Answer, we don't.

These government workers and lawmakers are the ones shipping America's jobs overseas. The private sector John or Jane Doe cannot be competitive because of the demands of these public employee unions who demand more money and benefits every year and ask to do less work for more money.

America can't compete with the lower wages abroad but our lawmakers keep feeding the public employee unions and large labor unions bellies while forgetting that America used to be an industrial giant. We made our own products at a reasonable price and we were competitive and all of those small businesses and factories made America great. There was nothing that we Americans could not build or manufacture.

Now? We are nothing but a service society. We as Americans have to get back to basics and create and build like we used to decades ago.

My suggestion: Start doing away with all of the restrictions, mandates, rules and regulations and nanny-state causes that tie the hands of American genius and innovation; stop catering to these greedy public employee unions; employ people in the private sector instead of continuing to hire government employee's.

If just some of these things were done the middle class, hard working person, would be able to see some light at the end of the tunnel and I would predict that this government caused recession would begin to dissipate very quickly.

Obama, we "need" ACTION, not HOPE. Everybody always hopes for something but it's ACTION(S) that is reality. - And, that's my opinion. Make your own decisions. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
_______________________________
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com

You're In "Crummy-Sleazy " Hands With Allsate Insurance Company

THE DOCTOR IS IN
_________________

LAS VEGAS- Hello America, and how is the world treating you?

Allstate Insurance Company? I personally do not like them. I have had a very bad experience with them. I wanted to complain about Allstate Insurance and I went on the internet and found that there were websites dedicated to complaints just against Allstate Insurance. I didn't know that until I started to research places I could air my gripes against this company and their partners.

In any event, here is my horror story. Make what you will of it.

My bad experience - - -

Ten years ago. I transferred some annuity money from Prudential Insurance into an annuity contract with Allstate Insurance and their partner Putnam Securities. I was told by the insurance agent that Allstate Insurance and Putnam Securities was a major player in annuity contracts and if I bought this particular annuity through Allstate Insurance with an income guarantee attached, and let it set without touching it for ten years, I would earn 6% interest a year and after ten years I could annuitize the contract. I was assured by the agent that once the contract matured: "like all other annuities " I could take my money and do what I wanted with it or select "lifetime payments of: (A) "LIFE ONLY"- lifetime monthly payment of (X) amount of dollars until I died at which time payments would cease. (B) Monthly payments with a 5 year certain: - meaning, monthly payments, (amounts would be less than a life only payout) with a 5 year option. This option meant that after I died payments would continue for a period of 5 years to anyone I designated. (C) Monthly payments with a 10 year certain: -meaning, monthly payments (would be less than the LIFE ONLY and the 5 YEAR CERTAIN). This option meant that after I died the payments would continue to be paid out for a period of ten years to anyone I designated.

It should be noted that I had a couple of small annuities annuitized before this Allstate Insurance-Putnam Securities annuity matured. On those annuities I have always chosen the "LIFE ONLY" option because that option paid the highest monthly benefit and because I was a single person. The "Life Only" option was always the best selection for me. I wanted the highest monthly payment available. The other highly rated insurance companies that handled those annuities for me were forthright and straight forward. When I wanted to annuitize they immediately gave me those three options to choose from and as always I chose the "LIFE ONLY" for the highest monthly payment. There were no problems and the insurance companies began sending me my monthly checks.

BUT, let's get back to Allstate Insurance and their partnership with Putnam Securities. When I gave the insurance agent the money to transfer to Allstate Insurance all he gave me was a color brochure with a few things highlighted describing that I couldn't touch the money in the contract for ten years in order to receive the guaranteed interest.

Well people, I waited the ten years. After the annuity contract matured. I called Allstate Insurance and said I wanted to take all of my money that I earned on the contract and give it to another insurance company to buy an "immediate annuity" for life. I was told that "I could not do that." Allstate and Putnam Securities told me that I could only annuitize the contract with them.

I then said okay, send me the papers to select my options so I can select "LIFE ONLY." They told me I couldn't select a life only payment (Which would be the highest monthly payment). This lousy company told me, -"You only have one (1) option if you want to annuitize the contract before you are 80 years old. That option is "A ten year certain", meaning I would lose a few hundred dollars a month from a "LIFE ONLY" selection. I asked them if I can't get a "LIFE ONLY" monthly payment I would like a five (5) year option. It would pay less than a life only, but would be more than a ten (10) year option.

Allstate told me that I could only receive a five(5) year monthly payment if I were over 80 years old. They went on to say if I wanted to annuitize the contract now I only had one choice, the ten (10) year option which would pay the smallest amount of money each month.

When I wrote the company and complained about them denying me annuity payment options they told me they were going to fax me a prospectus and that I should read it. I received it and read it. Folks, it was seventy (70) pages of insurance gobbly-gook but in the text they covered their butt wherein it said the only choice I had was to receive the ten (10 year payment option. What a rip off.

Remember, in the entire ten years I owned this annuity contract I have never, ever received a prospectus describing all of these restrictions.. All I ever received from the insurance agent was the few pages on a color brochure. And, I still have it. There was nothing in the brochure stating that I could not take my money out and/or move it after my contract matured. It did not state anywhere in the brochure that I did not have an annuity payment option of "LIFE CERTAIN" and it did not state anywhere in the brochure that the only payment option I had was a (ten (10 year certain).

As a single person I wanted to receive the highest monthly payment possible which is always the "LIFE CERTAIN, life only) option. I didn't want too or do not want to leave ten years of monthly benefits to someone I do not know. In these tough financial and economic times I wanted to receive the highest monthly benefit check possible. However, with sleazy Allstate Insurance and Putnam Securities I am now locked in receiving the lowest monthly payment available on any annuity monthly payout choice. What good is a monthly annuity check if you have to wait until you are eighty (80) years old before you start collecting it? And even then, you cannot receive a LIFE CERTAIN option. You have to accept a five (5) year certain option. For single people that doesn't make sense.

That's my story people. Personally, I would not recommend Allstate Insurance and/or Putnam Securities to anyone. My feeling are,starting with the insurance agent, Allstate Insurance and Putnam Securities lied to me and withheld relevant information about an annuity contract. If from the get-go, the insurance agent would have told me that I would not have "annuity payout" choices like all other insurance companies offer I would not have transferred monies from the insurance company I already had. If the insurance agent would have told me that I had to wait until I was eighty (80) years old to annuitize the contract with only a five (5) year payout option I clearly would not have bought the annuity.

People, I believe that Allstate Insurance and Putnam Securities did a lot of bad things to me which include but is not limited to: acted in "bad faith", "misrepresented financial contracts", failed to provide written and verbal information on initializing the contract.

The Allstate Insurance Company slogan is "You're in good hands with Allstate." If consumers believe that I have a bridge in Brooklyn I would like to sell them.
Their slogan should read "You're in CRUMMY and SLEAZY hands" with Allstate Insurance. It's really hard to lose a few hundred dollars a month of income for life. And, that's my opinion.

Make your own decisions when you are thinking about dealing with ALLSTATE INSURANCE COMPANY and PUTNAM SECURITIES. All I can tell you is what happened to me when I dealt with these low life companies. I tried everything within reason to get these companies to make things right and pay me my annuity with a "LIFE ONLY" option but they refused.You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
_______________________________
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.comc

Thursday, October 21, 2010

Public Employee's Across The World Are Bankrupting Countries

THE DOCTOR IS IN
________________

LAS VEGAS- Hello America, and how is the world treating you?

France, what a country. They wimp out on being included in fighting wars and they relied on the United States to save their bacon and their country in WWII but yet they fight among themselves in the streets of France. What are they fighting over? Retirement age. What a joke.

Currently the French citizen can retire at only 60 years old and they're protesting and fighting the government from raising the retirement age to only 62 years old. The people say that they are entitled to retire at 60 years old and still enjoy all of the lucrative social programs that have been given them for decades. They receive long vacations each year and the strong unions in France make it very hard to fire any worker and they enjoy a state- subsidized health care system.

President Nicolas Sarkozy is trying to get a handle of the out of control spending by the government. In this case he's right.

What? The lazy French citizen can't work until they are at least 62 years old? Come on! The French currently have a great social and health care system so having to work until 62 years old is not unreasonable. French people, quit sniveling and suck it up.

It should be noted that the United Kingdom is tightening their belt also. The British government is also raising retirement age to 67 years old and they are firing many Public Employee's. Hooray for them. The United States should take a page from their play book.

Here in the United States our early retirement is 62 years old for all private sector workers, the average Joe and Jane Doe. The retirement requirements has increments up to 67 years old and it may be raised even higher.

However, I should mention that here in the USA our public employees (policemen, firemen, teachers and others) with their strong unions also have it so they can put in approximately 20 years and retire with 75 to 95 percent of their salary based on the last three to five years of work. It is not uncommon for many of these public employees to retire at the age of 55 years old with full pension benefits and health care and then they take on a new job elsewhere.

The United States should make it a requirement that all public employee's have to work until they are at least 62 years old like all of the people in the private sector.

Federal, State, County and City employees here in the United States should be subject to the same retirement, pension and health packages that the people working in the private sector have to depend on. Example,- 401(k) retirement and pension plans instead of the customized union devised plans. The public employee's should have to pay into the social security system like private sector workers and public employee's should have to pay for health insurance for themselves and their families like the private sector worker does.

With our current system of having our lawmakers coddle and pander to the public employee's and their unions is a road map to disaster. The bloated salaries, pensions and retirement and health plans given these public employee's is bankrupting many cities and states. That is a fact!

Some cities trying to avoid bankruptcy fire everyone but the Public Safety officers like policemen and firemen. There should be no exceptions. Police and firemen should be fired like any other employee. I predict once these policemen and firemen feel the pain of losing their job like everyone else they will come to their senses and realize that their greedy union demands are not acceptable. Kudos to those cities that have actually laid off or fired policemen and firemen. All that means is that the one's who remain on the job will have to pick up the slack and work a little harder. That is what all other professions do when a person gets laid off or fired. And guess what? The companies or businesses continue on showing that work can be done with less people. But until some of these policemen and firemen are fired they will never negotiate with lawmakers in a fair manner when it comes to salary and benefits.

If I were a Governor, Mayor, etc., I would do as Ronald Reagan did with the air traffic controller's. He fired all of them and started over. A clean slate and do over would make believers out of these greedy public employee's and their unions. - And, that's my opinion. Make your own decisions. You decide.

Sunday, October 17, 2010

Food Cravings? What Can I Do To Stop Them?

THE DOCTOR IS IN
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LAS VEGAS- Hello America, and how is the world treating you?

This reply is for Pat who asked me how she could shed a couple of pounds even when she tries to cut out her snack attacks and her craving for food.

Pat, snacking is when you snack on whatever is around your house in the evening, such as the chips, pretzels, cookies, etc.

It's another animal when when you crave something. Craving is a desire for a specific food. For example, that yummy dessert, that certain dish that you had at a particular restaurant, that certain sandwich and so on.

With that said, here's some advice for you to possibly lose a couple of pounds. When you get a "craving" for a certain food and are thinking about that certain food I want you to switch your mind focus to that waterfall in Hawaii when you were on vacation, or to a beach scene or country scene that you experienced when you were enjoying yourself in your life. Most people have had great times and experiences on vacation or during their travels sometime in their life.

Pat, replace that "craving" image in your mind with one of the enjoyable, relaxing images suggested or something like them. I know your mind is full of such images because as a person goes through life they have experienced hundreds of happy, enjoyable situations. Pat, you just have to call one of them up.Now, the secret is, if you can maintain that image of the waterfall, beach, countryside etc., for a period of twelve (12) minutes I have found that the craving(s)for that specific food will disappear.

I'm happy to say that there have been studies that support my thesis. Basically, your image of the scene you choose to use will replace the "craving" food image in your mind and you will find that your craving has disappeared and you will proceed forward doing other tasks, chores, etc., -- and any thoughts of food craving for a specific food will be the last thing on your mind. You will have moved on.

Result? It will help you shed a couple of pounds.- And, that's my opinion. Make your own decisions. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
_______________________________
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com

Friday, October 15, 2010

Depression: What Can Be Done For It?

THE DOCTOR IS IN
________________


LAS VEGAS- Hello America, and how is the world treating you?

To Marcia, who wanted my opinion on depression and wondered if she can suffer depression if her mother had it.

First, let me say that: Yes, depression can often be found to run in families. It can be passed from generation to generation. As I've said before, many an ailment and/or disease is "in your genes." It can also be connected to environmental factors, and even sometimes, both.

Marcia, if a person is depressed more than a decade (10 years)that person might be experiencing what can be called "chronic low-grade depression." Some of the symptoms can be seen as: sadness, lack or loss of pleasure, tiredness and fatigue, and fluctuations in one's weight. These symptoms are basically the same that are found in major depression. They just tend to be less severe and generally last longer (major depression) usually fades in about six months.

Marcia - gloomy, mixed thoughts and uncontrolled moods that seems to never lift will not disappear without some help. I would suggest that talk-therapy and anti-depressants is a good start. These two modes of treatment often work very well together. There are many studies that would support this regimen of treatment.

Lastly, most of the people treated for "chronic low-grade depression" using talk-therapy and anti-depressants can generally see a light at the end of the tunnel and realize benefits and notice exceptional improvement and eventually get better.- And, that's my opinion. Make your own decisions. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
______________________________
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com

Govt. Sets Up "Hit Man" With New Name & Pizza Joint

THE DOCTOR IS IN
_________________


LAS VEGAS0 Hello America, and how is the world treating you?

Murders living among us? You bet! Here's poster boy of the killers that may be living next door to you. Former mob guy Joey Calco (aka) Joseph Milano.

The former 42 year old wise guy, a convicted hit man was put under the protection of our government and given a Pizza Parlor as a means to make a living. Can you believe it? The name of the place: Goomba's Pizzeria.

This guy ratted out his old Brooklyn crime boss. His real name is: Joey Calco. He was born in Brooklyn and got tied in with the Bonanno crime family. He rose through the ranks and in 1993, on orders from mob boss Anthony "Tony" Sperco , Calco executed a fellow crew member Paul Gulino by putting two bullets in the back of the guys head. Then Calco turned "birdie" and sang like a bag full of canaries and testified in court that Sperco ordered the hit.

Calco, who also confessed to killing Jack Cherin, Jr. was charged with eight crimes. This guy appeared before the judge and promised that he would change his ways so the judge gave him a slap on the wrist with only a nine year sentence (this is a hit man, people)and with six years already served he was released in less than two years.

The government gave this guy the new name of Milano, set him up with a pizza business in 2008, in Florida,and then the government went on their merry way.

Caclo (aka) Milano married and ran this pizza business but a teenage girl working at the place accused him of sexual harassment. The criminal charge was dropped but the girl filed a civil suit against the wise guy. Did the guy straighten up and change his ways like he promised the judge? Nope!

On January 23, 2009, two men complained about a bad calzone. The preparation of the calzone wasn't what it should be but instead of giving the men a new, fresh calzone the hit man lost it and came unglued. His response- attack the men and pistol whip one of the men. In fact, the attack was caught on security video tape.


Milano was arrested and it was only then that the cops found out his real name was Calco , a hit man hiding in Florida running a pizza parlor. But hey, this guys temper and actions didn't stop after the pistol whipping. This guys government sanctioned secret life began to fall apart big time in February when his wheels fell off again and he threatened to kill his wife and kids. Charges of aggravated assault and harassment were dropped but the cops did find the gun under his mattress so his pizza was baked once again.

The irony of this situation is that Jack Cherin Jr., mother (the guy he murdered) told anyone who would listen that "Nothing will change the fact that Joey Calco will always be a murderer, who has, and always will put his own needs and desires above those in society." I say: This guy had his shot of changing his ways but "blew it."

People should be frightened when our government officials cut these bad deals with murders and let them skate while at the same time setting up these bad guys with a new name and a legitimate business as if they were law abiding citizens. Who's your neighbor? Who really owns that pizza shop that you go to every week? - And, that's my opinion. Make your own decisions. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
_______________________________
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com

Sunday, October 3, 2010

Child Molesting Metro Cop Walks With "Only" Probation-Where's The Justice?

THE DOCTOR IS IN
________________

LAS VEGAS- Hello America, and how is the world treating you?

Equal justice for all? I doubt it. It's obvious that people with money usually buy their way out of being convicted while the poor average Joe gets the book thrown at him or her. It can be seen being played out in most every courtroom in the country everyday.For example, just recently Lohan and Hilton. They continue to gets breaks from these star struck judges who refuse to exact a penalty that would send them to prison.

It's not only the glitzy star or Hollywood crowd. It's politicians and lawmakers too. There is also a double standard when it come to sentencing someone who worked in law enforcement versus John or Jane Doe. For example, here in Las Vegas a former Las Vegas Metropolitan Police Officer, Damian Amalfitano, 35, in April entered an Alford plea for one count of attempted lewdness with a child under the age of 14 years old and possession of child pornography, both "felonies."

The report said Amalfitano was dating the victim's aunt when in April 2007 he molested the 13-year old on "three", not one, not two, but "three" occasions. This pervert was a six-year veteran on the Metropolitan Police Department at the time of his arrest.

Amalfitano originally faced almost 30 felony counts, some with prison terms of ten years to life in prison if convicted. But people, what was his sentence? This douche bag was sentenced to only five years probation. You or I or any average Joe Doe would have had sunlight piped into the cell. We would have gone away for those ten years to life sentences.

What does the prosecutors say? "The decision to negotiate a plea deal was not influenced by Amalfitano's former work as a police officer." Do you believe that? I don't.

The prosecutors and the district attorney's office have to deal with the police department every day and so to get along they go along with scratching each others back. Come on! Felony crimes that merit at least ten years to life and this sleaze comes out of the whole mess with five years of probation. Stink? You bet.

It's Las Vegas people and it appears here in this town the lawmakers don't care if a cop is a child molester or is a trigger happy cop that lacks training who shoots civilians. The results are most always the same The bad cop will skate free through the courts or through a biased skewed and one-sided kangaroo coroners inquest which has failed to find a cop guilty over the past few decades.

So, does the law apply equally to you Mr., Ms.,and Mrs. Main Street? No! There are sentencing laws for us and then there is a special "get out of jail or prison" free card for THEM.- And, that's my opinion. Make your own decisions. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com

Nanny State Lawmakers and Judges Cancel Executions

THE DOCTOR IS IN
________________


LAS VEGAS - Hello America, and how is the world treating you?

California called off the execution of a convicted murderer. The attorney general said that they cannot proceed with the execution of Albert Greenwood Brown that was scheduled to be carried out.

U.S. District Court Judge Jeremy Fogel blocked the execution because he wanted tine to consider the constitutionality of California's new lethal injection regulations. What back peddling the lawmakers and judges do. The state says that they do not have enough of the drug "sodium thiopental" and since the supply is running out they cannot execute this murderer.This drug is the first of three drugs that are administered during an execution. And would you believe it--there is only one company in the United States that makes the drug and they say they cannot provide the drug until after the first of the year. Really? Do you think there is political posturing going on here?

Consider the constitutionality of lethal injection? Hey, California and it's nanny state criminal coddling judges and lawmakers. Carry out the will of the people. The people voted to execute murderers. A drug is not available? There are other states in this country that have options and some offer a choice to the murderer. Many offer lethal injection or electric chair or even hanging and being shot.

This criminal murderer Brown was convicted of abducting and raping a 15-year old girl on her way home from school in 1980. Christ, its been 30 years and this scum bag has been enjoying life at the expense of us taxpayers. He has had a roof over his head, three meals a day,exercise privileges and has had the opportunity to read, write and watch television all these decades.

The California courts and the nanny state judges and lawmakers and the many convicts rights groups allow these sleaze bags to languish in comfortable surroundings for decades while these same murderers are laughing at us taxpayers knowing that the death penalty will not be carried out.

Families of the victims often die before they see any justice carried out when the death sentence is imposed. The law states that a person is entitled to a "speedy trial" and that is all well and good but I say, what about a speedy execution? 10, 12, 15, 20, and 30 years for a person to finally have to pay the piper is obscene.

People in the United States want the death penalty and it is on the books in most states and I say to these (look out for the rights of the convicts) lawmakers and judges,--use it.

Hell, we can and do put down dogs and cats every day in a humane manner and these squeamish courts and politicians can't put down evil, rabid animals who try to pass for humans and who should not be allowed to walk the earth. Excuse offered--we don't have drug. Are you kidding me? This is the United States and we can produce most anything we want to and yet the most powerful nation in the world has the stones to say "we don't have a drug."

At this point I have to say kudos to Texas and Florida and those other southern states for carrying out their death sentences. However those executions could be much quicker also. It should not take years to have a person pay with their life for taking a life. And, - that's my opinion. Make your own decisions. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
_______________________________
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com