PEOPLE WHO SMOKE, PENALIZED IN OBAMACARE -
OUR GOVT. @ WORK

THE KUHNS REPORT

LAS VEGAS

Hello America, and how is the world treating you?


The new Obamacare health plan ha a lot of hidden agendas  in it's construct for special interest groups. One group, the insurance industry. For example, the insurance companies can charge people who smoke up to fifty (50%) percent more in premiums for their health care than for those that do not smoke. That's not fair. It will cost the person thousands more a year than a nonsmoker. That is a big penalty on a lot of low income and senior citizens. The plan suggests that elderly people who have been smoking for more that twenty years should be hit with the outrageous premiums.

Talk about discrimination? This health plan is a poster child for  that. I submit everyone should be treated the same.  Premiums should be based on two things, that being, the person themselves and their age, nothing more. What the person does with their life is their business and when they fall ill they should be allowed to be treated without the insurance companies looking into their social life. If a person smokes, so what? If he or she is sick treat them.

This  raunchy health plan is nothing more  than a vehicle for the government to intrude into a person life, restrict a persons access to  heath care by using  idiotic qualifiers. Who benefits? The government and the insurance companies. Who bought who off, people? It looks as though the insurance lobby threw billions of dollars into Obama's and his friends pocket books for favored treatment.

I suggest, if Obamacare is going to  tell people who smoke that they have to pay fifty percent higher premiums for insurance why not tell people who drink alcohol, or those that are obese that they will also have to pay much higher premiums  than those that do not drink alcohol or gorge themselves on food. Obamacare tries to rationalize the smokers penalty as a health problem. Well Obama, what the devil do you call obesity and alcoholics? They are also a health problem.

Where will the insurance companies stop? They will say most everything s a health  problem so they can squeeze out high premiums from us citizens.and the administration plays along with these dummies.

Next thing will be if a person drinks coke, Pepsi or coffee and who eats, pies, cake, burgers, etc. the government and insurance companies will say they are not looking out for their health and that gives the insurance company the right to jack up  the persons premium.

And you know the lawmakers will never, ever put a high premium of those that drink alcohol - -why? because most are booze hounds themselves.

Who's to say who is going to get sick in the future, but to stack the deck by excluding people by how they live their lives is nuts.

I submit that whether  a person is a smoker, boozer, obese person, etc., they deserve the same health policy and treatment as anyone that does not partake in such vices. Wow! Big brother people. The government wants to take care of you from cradle to grave and tell you what you can and cannot do. Freedom of choice will be a thing of the past. And, that's my opinion, Make your own decision. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
____________________________
Dr. Kuhns can be reached by email at:
bradleykuhns@gmail.com

Hillary Clinton's Testimony  Before the Senate Committee Was a Joke

THE KUHNS REPORT

LAS VEGAS

Hello America, and how is the world treating you?

 The Benghazi fiasco was addressed by Secretary of State Hillary Clinton before the Senate Foreign Relations Committee  regarding the U.S. mission there.

All she did with her testimony was try to  confuse and distract the committee by arguing in an angry confrontational  tone that she  "knew nothing" on her part about seeing any requests regarding security issues in Libya made by Stevens and others.

This dog and pony show was only to  support the  Obama administrations position on this matter. Clinton really didn't address and sufficiently answer questions that required specific answers. Only a couple of the committee members took issue with her responses. The rest laid back and  let her bob and weave in a vague convoluted manner.

I suggest that all she did in this committee hearing was begin to lay a groundwork for her run at the presidency in 2016.

After the administration and people from her department made numerous excuses for the attack all she could say was: : What difference, at this point, does it make?" "It is our job to figure out what happened and do everything we  can to prevent it from ever happening again." What difference does it make? I say, it makes a big difference. If the requests by Stevens were met, he and others would still be alive today.

I suspect that many emails, memos, and communications were indeed sent in relation to  requests for security and seen by the State Department higher-ups, which may have included Clinton.However it is so easy to distance yourself from the incident by making blanket statements like, ". I never saw anything." " I was unaware.  Hell, Clinton is the head of the State Department and we are expected to believe that she does not read communications that come through the State Department from her representatives and ambassador's? What good is she to the State Department id she fails to oversee its operations?

I submit there are paper trails that would clearly show  what communications were received, by whom, and who the communication were passed on to.  I would submit that everyone who had access to the cables, emails, correspondence, etc., should be held accountable and heads should roll. But to date - -nothing! Stonewall and cover up. That's our government in action folks.-And, that's my opinion. Make your own decisions. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
____________________________
Dr. Kuhns can be reached by email at:
bradleykuhns@gmail.com

BEYONCE PRETENDS TO SING. DOESN'T HAVE THE PIPES TO DO IT ON HER OWN

THE KUHNS REPORT

LAS VEGAS

Hello America, and how is the world treating you?

 An inaugural  that was a sham. Why? Because most of the politicians and lawmakers played along.

Beyonce, a wanna be singer lip-syncs the words to the national anthem.Shame on her and all of the  leaders of the country for going along. They stood there like a bunch of ninnies and applauded a record pretending to acknowledge an artists work.

Here's a lady that is afraid to let a performance rise or fall on the merits of her so-called talent. One of her excuses according to her entourage was that she was afraid of making a mistake. What? Hell, if an entertainer performing before a crowd make a boo-boo, so what? People make mistakes and the audience can understand a mistake. At least the mistake would be a real mistake. But to pull the wool over an audiences eyes by "pretending" to sing - - COME ON!

It's sad that a lot of these current performers do what Beyonce is alleged to have done. Rather than use their own voice, backed up by a live band of musicians some of these  current so-called pop icons cut a track in the studio and then use mixers and  electronic magic to help them sound good. What a rip off. The days of Tony Bennett, Frank Sinatra, Humperdinck, Patti Page, etc., are long gone. Those talents used their "own" voice, which was always backed up by live musicians. They got paid for performing, using their own God given talent.

Beyonce, Brittany and others have always taken a shortcut and used technology to make up for their shortcomings and lack of talent. I guess just because a lady has a good body or is attractive any PR person will turn them into a so-called star.

To me, lip-syncing is a no-no, always has been. If I wanted to hear a performer PRETEND to sing I would buy one of their CD's that in all likelihood was manipulated in a sound studio. However, when I want to see a live performance, I expect a live

performance, "good or bad."  Christ, why doesn't Beyonce and all these other bubble gum lip-syncer's carry a karaoke machine under their arm and be up front and tell the audience that everything is pre-recorded and that they're going to sing along to the words already on the CD. Lip-sync is not performing, that's acting and lying. People, if I want karaoke I can go to most any bar in anytown USA and get my fill.

The  upsetting thing to me is because this lady couldn't or wouldn't rehearse with the Marine Corp band, the band had to pick up their instruments and PRETEND they were playing the music. Wow!

As a side note I was a member of the U.S.M.C. band back in the 1950's. Every person in  the band was an exceptional musician. You had to be to make the cut and play with the band. But because of this no talent singer the elite U.S.M.C. band had to  act like a bunch of performing monkeys pretending to be playing music behind Beyonce. What an embarrassment that must have been for the band members.I know it was embarrassing for me to see.

Personally, I would never pay to see a performer lip-sync a performance. Never have, never will. I want the entertainer to preform live  sharing their actual  talent without any assist from ear pieces and pre-recorded tracks. I think that anyone who would pay good money to see someone stand on stage and pretend to sing is a looney tune.

What these new current entertainers should be required to do is issue a disclaimer and tell the audience that they will e pretending to sing the songs and then if the person wants to pay to watch a cheap karaoke performance then it's on them.- And, that's my opinion. Make your own decisions. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
____________________________
Dr. Kuhns can be reached by email at:
bradleykuhns@gmail.com

THE KUHNS REPORT


LAS VEGAS

ALLSTATE INSURANCE/PUTNAM SECURITIES-BAD NEWS COMPANIES

Hello America, and how is the world treating you?

 

This is my annual complaint against two large financial companies who I believe, in my humble opinion are out to scam consumers. One is Allstate Insurance and the other is Putnam Securities. 

Here is my story. Years ago I bought a few annuities so I would have some saving when I retired. I bought annuities with Prudential Insurance, Met Life, and Mutual of Omaha. When I finally  retired I annuitized a Prudential  annuity. The company was great . They gave me three options:

1. A life time payout meaning when I die the payments stop. That was the highest monthly benefit. 

2. The other options were a 5 and 10 Year certain. I chose the lifetime payments because it paid the most in monthly benefits. Never ever had a problem with Prudential Insurance, nor a problem with New York Life, Mutual of Omaha or Met Life. 

 

I had my checking and saving at Cal Fed (now Citi Bank) and there was a financial adviser there that suggested I cash in my Prudential annuity and buy one with Allstate and Putnam Securities. At the time interest rates were about 6% and the man told me that if I bought the Allstate/ Putnam policy and held it for ten (10 years I would be guaranteed 6% interest and after the ten years I could cash out the policy and do whatever I wanted to do the the monies.

 

I did just that. I bought the Allstate/Putnam policy and let it sit for the ten years. When the policy matured I Called Allstate and said I wanted to cash out the policy because I wanted to reinvest it in another insurance company. Bam! Here is where the plot thickens. They told me I could not cash out my policy. In fact, I could only annuitize the policy with their company.  That wasn't bad enough, Bam! Another whammie- they said that I could not choose the "Lifetime payout option like Prudential and all the other insurances have. They said I could only  annuitize the policy with  a 10 year certain option. I asked them if they at least had a 5 year option. They said yes, but I would have to wait until I was EIGHTY years old to select that option.

 

Now keep in mind, all the other insurance companies I had ever dealt with had the three options to select from with the life time pay which would pay me the highest monthly payment and the policy would cease when I die. Not so, with Allstate/ Putnam. They told me I had to select the 10 year certain and I could not move my money from their companies. Basically, I was froze in with these  yo-yo's. I told them that the agent who sold me the policy told me that once the policy matures after the ten years I could do whatever I wanted with the money - -such as move it to another company, or select a "lifetime" payout until I died.

 

However, these jerk offs sent me a 37 page policy agreement telling me to read it and its terms. Now people, realize that this is the first time since I purchased the annuity that I saw this document. When I purchased the annuity ten years prior all the financial adviser/agent at the bank gave me was one color brochure showing a graph showing how my money would grow over the ten years and the contract I signed transferring my money from Prudential Insurance to Allstate/Putnam. He failed to disclose or mention in any way that I was required to keep my money with Allstate/Putnam nor did he mention I could only  annuitize my money with these con artists.

 

Every annuity I ever had in my life I selected the "Lifetime payment" because I had no family and that option always paid higher monthly payments . In essence Allstate Insurance Company and Putnam securities did me out of a few hundred dollars a month which I could have been receiving for the rest of my life. The ten (10)option does me no good as a single person. The only benefit  of this annuity policy was clearly in Allstate Insurance and Putnam Securities favor.

 

Now my monthly benefits from this shady annuity is  hundreds of dollars less a month than what I could have received with most any other top flight insurance company like Prudential, Met Life, New York life or Mutual of Omaha.

 

I have no love for the so-called financial adviser, Citi Bank and especially Allstate Insurance and Putnam Securities.I am a senior citizen living on a fixed income and having to lose a few hundred dollars a month in income because of these two firms really gripes me. Allstate's motto is: " Your in good hands  with Allstate?" Don't believe it. Personally, I wouldn't recommend  these companies to "anyone". Whenever someone mentions Allstate Insurance or Putnam Securities to me I tell them my story and let that person decide if they want to really do business with companies such as these. It is a true story as what happened to me dealing with these bad guys and after a person here's the story if they still want to look to these companies to do business with, hey - - that's okay with me. To each his own.

 

I thought of suing Allstate and Putnam but I don't have the money to pursue the matter. I can't afford  attorney's prices. Where are all the contingency lawyers when you need one? Right? These Billion dollar a year insurance and financial companies get away with screwing the little  guys and they will continue to do it over and over again.

 

That's my story folks. I hope it helps people decide before they buy into a sales pitch full of omissions and lack of disclosure by oily bankers the sleazy  financial crowd.

 

And,- that's my opinion. You decide. Make your own decisions.

 

Bradley W. Kuhns, Ph.D., O.M.D.

Dr. Kuhns can be reached by email at:

bradleykuhns@gmail.com

THE KUHNS REPORT

HOSTESS - ANOTHER UNION FIASCO: THEY OUT LIVED THEIR USEFULNESS


LAS VEGAS- Hello America, and how is the world treating you?


It's a shame that Hostess had to go bankrupt. After over 80 years these crummy unions brought the company down. Over the decades Hostess provided families with a good job, food on their table, put clothes on their kids back and money for the T.V.'s, furniture, cars, movies and eating out and all the rest of the niceties of life. The fathers, mothers and their children worked at the Hostess plants, generation after generation. But the greedy workers and their lousy union brought an end to Hostess.

I saw on television where some employees were griping about the loss of their job at Hostess. One lady was 60 years old and saying- "What am I going to do now?" "I'm too old to look for a new job." "I've been here 30 years." To that I say, "lady, you cut off your own nose to spite your face."  What did the union people expect? Have Hostess pony up monies they didn't have?

I hope that many of these ex- Hostess employees are out of work for two or three years. Maybe an extended period of being unemployed will be a wake-up call for their greed. I mean, they had a good job, earning money, being provided for by Hostess and their union grinds and grinds Hostess into the ground with their impossible demands. Folks, a job in the hand is better than nothing, especially in these economic times.

And believe it or not the unions now are trying to force Wal-Mart to go union. People that were not Wal-Mart employees were bussed in across states to picket in front of Wal-Mart stores over the Black Friday days.

The Wal-Mart employees know, going in and filling out an application what their salary and benefits are going to be even before they start their first day on the job.So the employee knows what they are getting into before accepting the position. Everybody knows that Wal-Mart is a non-union employer. It is no secret.

I submit that if the person is unhappy about the conditions or terms of employment about working at Wal-Mart they should not apply. If the employee is unhappy working at Wal-Mart  hey! Quit. Go look for a job someplace else. It's like watching T.V., if you don't like the show your watching, "change the channel dimmies." Likewise, if you don't like your job, change it.

Wal-Mart, like Hostess, has been a good business partner in both large and small communities across the country.However the  union fat cats, who only look out for their own good (the hell with employees) continually form mobs around the country  in an attempt to extort Wal-Mart to unionize. Are you happy union? Thousands of people are now out of a job at Hostess.and now you're trying to put tens of thousands of hard working people at Wal-Mart into the street.

My suggestion to Wal-Mart - -Never go union. Your business model is providing security, a paycheck and a good living for millions of people and that is why Wal-Mart is the largest retailer in the world. Further, if these greedy bottom-feeder unions continue to cause problems do exactly what Hostess did, close the doors. close up. Better yes, send the jobs overseas. Another suggestion, Shut down here in the good ol' USA  and open them up in Canada. I am sure the Canadians would appreciate the jobs. Then if people in the U.S. want to buy from Wal-Mart they can do it on the Internet.

Lets see how the unions and the country react when millions of employees are out in the street looking for a job to feed their families. -  And, that's my opinion. You decide. Make your own decision.

Bradley W. Kuhnsm Ph.D., O.M.D.
_____________________________
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com

THE KUHNS REPORT

Britney Spears - A TV Show Ventriloquist Dummy

LAS VEGAS- Hello America, and how is the world treating you?

Britney Spears was caught wearing an ear piece on the show, The X Factor. . Some said that she was wearing the device so she could be told by the producers of the show what to say and how to respond. When asked to explain the ear device Britney and her handlers said it was to tune out the audience noise and applause.What? Are you kidding me? She was asked why then is she only wearing a device in one ear and she babbled out, "I lost the other one." If you believe that, I'll sell all of you readers a bridge in Brooklyn.

Come on! All the other judges put up with audience applause and noise yet they can still judge a contestant. If the producers were paying me ten or twenty million dollars I could put up with audience reaction and still speak for myself with my thoughts and comments. But apparently, the producers would rather spoon feed Spears remarks and comments to her through an ear piece.

Better yet, if the producers of the show paid me the millions this slim no-talent lady is receiving I guess I would also let them use me as a human dummy to a ventriloquist too. Basically that is all she is doing. The producers whisper in her ear through a listening device and have her mouth the words. The producers are nothing more than the ventriloquist and Spears sitting at the table is the dummy parroting the words.

Spears has been given a pass all her life to make up for lack of talent. She never could sing so to make up for the lack of having a singing voice she "lip-synced" the words to songs and people let her get away with it. In fact, people paid millions of dollars over the years to watch a curvy young girl try to dance and pretend to sing. What she called entertaining an audience was nothing more than an elaborate scam.What a joke.

Folks if I were going to pay to see an entertainer in a live performance I would at least expect that person to produce and display their talents. But  to pretend to sing and mouth the words is ridiculous.  I would not pay any so-called entertainer that is pretending to sing a song. Where's the talent?

Now, it appears Britney is getting a pass once again and is paid millions just to sit in a chair, look cute and play ventriloquist dummy to some producer or TV exec whispering in her ear telling her what to say. And people put up with this crap? Like the man said, there's one born everyday. They should put this over the hill teeny-bopper out to pasture. - What ever happened to the entertainment business and real talent? And, that's my opinion. Make up your own mind. You decide.

Bradley W. Kuhns, Ph.D., O.M.D.
__________________________
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com

HIGH GAS PRICES-LAWMAKERS AND BIG OIL ENJOY A  LEWINSKY RELATIONSHIP


THE KUHNS REPORT

LAS VEGAS- Hello America, and how is the world treating  you?

Here we go again. Gas Prices at all time highs.What a rip off. The average gas price in California today is $4.668, a gallon. Some places in California are charging $6.00 per gallon. In fact, a gasoline station in Long Beach, California had a price of $6.65 a gallon.

I have been preaching for years that the gasoline market was being illegally manipulated but no one would listen. At the time of my complaint gasoline was selling for $1.34 a gallon. I wrote my representatives in Congress complaining but the politicians response was, with a boiler-plate pre-written letter saying "there is no manipulation of gasoline prices." However, it was amusing that a few months after my complaint Congress called all of the oil company execs  before Congress to explain the reason for high gasoline prices. Those hearing turned out to be a joke. All of those Washington lawmakers ranted and raved before the cameras so they could get their fifteen minutes of face time on TV and then they sent the oil magnates home. The same thing happened a few years later when gas prices rose again. Congress has held two or three hearing and feigned outrage over the last decade but they never, ever do anything to fix the problem.

Hell, when George Bush was running for re-election he was caught being told by the Saudi Royal family that in order to get him elected for a second term OPEC would raise gas prices and then a few weeks before the election they would lower them so the people here in the country would think he was the one responsible for the  lower gasoline prices. Manipulation? You bet.

Mark my words people - -I predict gasoline prices will fall right before election day. But I also predict that once the elections are over the gasoline prices will rise again.

Over the past two decades the oil titans heading up Exxon, Shell and all the other big companies have been playing the shell game of raising prices by fifty, sixty cents or more and then, when people complain the prices drop, BUT only a penny or two. The result -- the oil companies have a new low base. Example, gas was $2.00 gallon, it rose to $2.80 a gallon, but when the oil companies drop the price a few pennies, now they have a new low base of $2.80. Then when they raise it again,- - example $3.25, and then lower it to $3.20, that is their new low base. The oil companies have been playing this game consistently for decades until now people think that if they pay $3.50 cents a gallon they are getting a deal. The sad part is the lawmakers in Washing know and can see what the oil companies are doing by fudging with the price per gallon but since the oil companies buy off both Republicans and Democrats in Congress, they turn a blind eye. Remember these sleazy politicians get their gas paid for on our taxpayer dime and  I would venture to say that most if not all of the lawmakers in Washington are at least a millionaire. If they had to pay for their gasoline to fill their vehicles, they  CAN afford it.

There is no doubt in my mind that the oil companies want to get the price up to $6.00 and $10.00, per gallon. These continued  price spikes and hikes which are followed by the one or two penny drop will continue until the people in this country take to the streets with peaceful protests demanding that the government take action against the entire oil industry.

A suggestion: The government could nationalize some gas stations. Have the government stations set a fair price and the competition with those big oil idiots would cause prices to fall like a rock. Why not? Obama bailed out the auto industry. If the government can run an auto industry why not run some gas stations. Other countries set gasoline prices. A good example is Mexico.

How crazy is this? We taxpayers subsidize these idiots while they make $50 and $60 billion dollars in profit EVERY quarter.What are the lawmakers in Washington doing about the problem? Nothing. A few are asking for an investigation into the matter alleging gas price manipulation.  Rather than taking direct action  the Washington is again calling for a hearing. Come on! Another hearing to have the Congress shout empty threats is a continuation of the "lets pacify the public, like we  understand and are doing something."

The political game also continues. Just ten minutes ago while writing this commentary a news person on the radio announced that the administration said that gasoline prices will come down" by election day."Hear me folks - -they will drop right before election day.

The administration blames the high prices on summer-blending of gas and refinery shutdowns for repairs. That's a bunch of crap people. This is the United States. If the refineries are in disrepair the government should mandate that the refineries have scheduled maintenance which should be inspected by the government regulators on a regular basis. Doesn't it worry the citizens that all of a sudden each and every year the refineries shut down for repairs on each coast. Hasn't the administration and these fat cat oil companies heard of staggering maintenance and repairs so while one refinery is being serviced the other refineries around the country can still provide gasoline without
interruption? And the other excuse by the oil companies saying that there is not  enough refineries. Simple solution. BUILD more refineries. The government should also mandate that there be sufficient refineries scattered throughout the United States. How hard is it to have the  oil companies build an additional two or three refineries on the West coast, an additional two or three on the East coast and one or two additional refineries on the North and South regions of our borders? No one can argue that these money sucking oil companies cannot afford it. They have more than enough funds to build additional refineries and clearly enough monies to keep the refineries in excellent repair.

I say the only thing stopping the additional refineries from being brought on line is because the oil companies doesn't want them and they use their lobbying people to stuff millions of dollars into the pockets of Washington politicians to see it their way.

Folks, we here in the United States shouldn't be paying more than $2.00 a gallon  for gasoline.Remember, when Obama took office gas was priced at $1.34 a gallon. Now it's costing $6.65 in Long Beach, California.

 It does not take a rocket scientist to see the political aspect of the price of gasoline. The same gasoline we are paying $3.87 and $6.00 a gallon IS the same gasoline we had at $1.34 a gallon. It certainly hasn't changed. It comes from the same place it has been coming from since the early nineteen hundreds. I recall paying $0.18 cents a gallon for gasoline 1962 and that gas in no different that the gasoline we are now pumping into our gas tanks. The only  thing that has changed is the corruption  and greed in politics. It is no secret that the lawmakers in Washington have a Lewinsky type relationship with the big oil honchos. That has got to stop. We need "people power" to stop this government scam. The people recently showed their power when the credit card companies tried to screw us. There was a change. Why can't we do that again? Let the lawmakers know enough is enough.

If these out of touch politicians would address the bread and butter issues like gasoline prices, high food prices, keeping jobs in the U.S., and actually creating shovel ready jobs by building our bridges, schools, highway's, infrastructure and electrical grids this economy would be  rocking and humming along.- And, that's  opinion. Make your own decisions. You decide.

Bradley W. Kuhns,Ph.D., O.M.D.
Dr. Kuhns can be reached by e-mail at:
bradleykuhns@gmail.com